Zinch has been providing fast and convenient financing solutions to businesses since 2004.

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Fast and easybusiness financing.

We understand small businesses and have been providing convenient financing solutions for small businesses since 2004. 
Podcast listeners will have their application fees waived (a $250 value)

ABOUT US

We level the playing field for small businesses

Zinch has been providing fast and convenient financing solutions for small businesses since 2004. Formerly known as Merchant Capital Source, our goal has always been to make financing inclusive: offering solutions that are easy to understand and use. With our focus firmly on financial flexibility, we’re in business to help small businesses thrive.

A+ rating

+70%

12,000+

4.8 stars

from Better Business Bureau

Repeat customers

Loans provided

on Trustpilot

HOW IT WORKS

Fast and simple application process.

1

2

3

Get Pre-Approved

Review Offers

Receive Funds

Answer some basic questions about your business and receive a pre-qualified offer in less than 5 minutes and without affecting your credit.

Complete a simple application. Once approved, one of our loan advisors will go over the options available to you and help you choose the best one.

Sign your loan documents securely online and receive funds into your bank account within 24 hours.

FLEXIBLE PRODUCTS THAT ADAPT TO YOUR NEEDS

Our products are designed for small businesses

Credit is not a decisive factor

Flexible products to meet business needs

Fast and easy approval process

Zinch Flex

Zinch Cash offers an alternative financing option that advances needed cash to businesses quickly, in a lump sum amount. (In our industry, this arrangement is commonly known as a Merchant Cash Advance.) 


Once you secure your Zinch Cash, we collect a fixed percentage of future credit/debit transactions until the loan is repaid. This option is immensely popular, as it offers flexible and hassle-free funding with automated repayment. If you need quick access to capital to keep your business rolling, Zinch Cash is a great way to go.


Bottom line: Zinch Cash is a superior choice for owners who prefer simple and flexible payment terms, based on the revenue generated by your business.


Zinch Term Loan

If you prefer the regularity of fixed payments, or if you don’t accept credit or debit card payments from your customers, then a Zinch Term Loan will be the right solution for your business. A Zinch financial specialist will work with you to determine the loan amount, payment schedule, and overall funding structure that will best fit your business needs.


Term loans are ideal for business owners that need a lump-sum cash infusion for a major business investment or shortfall, and those who prefer fixed payment terms.


Trusted by thousands of business owners for over 15 years

APPLY TODAY!

Qualify for up to $250,000 in just 24 hours

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17011 Beach Blvd Suite 1140, Huntington Beach, CA 92647

1 (714) 500-6623

ALL CONTENT © 2021 ZINCH | ALL LOANS MADE OR ARRANGED PURSUANT TO A CALIFORNIA FINANCING LAW LICENSE